30-Year Fixed Rate

Perfect for homebuyers seeking long-term payment stability!

Lock in a consistent interest rate and monthly principal & interest payment for the entire 30-year loan term, making budgeting predictable and secure. This is the most popular mortgage choice in the U.S.

Why Choose a 30-Year Fixed Loan?

Enjoy the security of knowing your principal and interest payment won't change due to fluctuating market interest rates, offering long-term peace of mind and budget certainty.

Benefit from lower monthly principal and interest payments compared to shorter-term loans like a 15-year mortgage, making homeownership potentially more affordable on a month-to-month basis.

Key Features:

Rate Stability: Interest rate is fixed for the full 30 years.

Payment Predictability: Principal & Interest (P&I) payments remain the same.

Lower Monthly P&I: More affordable payments than 15-year loans.

Popular Choice: The most common loan term selected by homebuyers.

Ready for payment certainty?

Apply for your 30-Year Fixed Mortgage today!

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About Us

Our success has been built on consistently offering the lowest possible rates while delivering exceptional customer service. At All Citizens Lending, we pride ourselves on treating every client with honesty and integrity.

Company NMLS: #401991/1799965

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(586) 524-4882

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For informational purposes only. This is not a commitment to lend or extend credit. All loans