Become more attractive to sellers as a pre-qualified buyer.

Some realtors require buyers to get pre-qualified before even starting to house hunt.

Start Your Home Search with Confidence: Get Pre-Qualified

We’re here to help you take the first step toward homeownership by getting pre-qualified for a mortgage. Simply complete our secure prequalification form online, and you’ll be on your way! With a prequalification letter in hand, you’ll know your mortgage approval potential even before viewing your first home.

Many realtors require prequalification before starting the house-hunting process. A prequalification letter not only streamlines your search to find the perfect home but also simplifies and accelerates the mortgage application process.

Understand Your Credit Score

Your credit score plays a vital role in the mortgage approval process. Lenders evaluate your payment history, income, and existing debts to determine your ability to meet monthly payments. This score is a key indicator of your financial reliability.

You can quickly check your credit score for free on platforms like FreeCreditReport.com or CreditKarma.com.

If your credit score is below 640, consider reviewing your report for accuracy and making improvements where necessary. Paying bills on time and reducing existing debt are great ways to boost your score and improve your loan eligibility.

About Us

Our success has been built on consistently offering the lowest possible rates while delivering exceptional customer service. At All Citizens Lending, we pride ourselves on treating every client with honesty and integrity.