FHA Loans
Perfect for first-time homebuyers or those with less-than-perfect credit or limited savings!
Insured by the Federal Housing Administration (FHA), these loans offer more flexible qualification requirements, including lower down payments and credit score minimums compared to conventional loans.
Why Choose an FHA Loan?
Buy a home with a down payment as low as 3.5% of the purchase price if your credit score is 580 or higher. Even borrowers with scores between 500-579 may qualify with a 10% down payment.
Qualify more easily with FHA's flexible credit guidelines, making homeownership accessible even if you've had past credit challenges. Gift funds can also be used for the down payment.
Key Features:
Low Down Payment: Minimum 3.5% down available.
Flexible Credit: Accessible for scores as low as 500/580.
Government-Insured: Protects lenders, enabling easier qualification.
MIP Required: Includes Upfront and Annual Mortgage Insurance Premium.
Ready to explore flexible financing?
See if an FHA Loan is right for you!
Ready To Get Started?
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About Us
Our success has been built on consistently offering the lowest possible rates while delivering exceptional customer service. At All Citizens Lending, we pride ourselves on treating every client with honesty and integrity.
Company NMLS: #401991/1799965
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For informational purposes only. This is not a commitment to lend or extend credit. All loans
are subject to credit approval.
Nationwide Loans, Inc | 701 Palomar Airport Rd, Ste 300, Carlsbad CA 92011 | (800) 540-3909 |
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